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The Insurance Fraud Enforcement Department (IFED) has arrested
four men in Liverpool believed to part of a suspected ‘bus crash
for cash’ scam.
Early this morning detectives from the City of London
Police-based insurance fraud unit arrested two suspects, aged 35
and 20, in the city, with another two having been detained last
The operations followed a referral from insurers, working with
the Insurance Fraud Bureau, who became suspicious of a series of
personal injury claims from a group of up to 30 people who had all
been travelling by coach to Belle Vue dog track, located on the
edge of Manchester.
En-route on the M57 the bus driver was told to pull-over by
passengers who said the coach had been hit at the back by a car.
The coach driver said he had felt no impact.
There was only superficial damage to both vehicles, but the
group decided to cancel their trip saying they felt unwell and
asked to be taken back to the pub where they had been
Before leaving the coach all of the group confirmed to the
driver that they had been injured and gave him their personal
Head of IFED, DCI Dave Wood, said:
“Crash for cash is costing industry hundreds of millions of
pounds and is responsible for putting a higher price on every
driver’s insurance premium and posing a safety risk to
“The problem seems to be particularly prevalent in the North
West and IFED making repeated arrests in the region are evidence of
how determined we are to tackle this culture of criminality right
across the country.”
All four men were arrested on suspicion of conspiracy to commit
fraud and questioned at a Liverpool police station, before being
released on bail.
Phil Bird, Director of the Insurance Fraud Bureau (IFB),
“Fraud is not a victimless crime. As honest policyholders, we
all pick up the bill for fraudsters. Pre-planned scams like this
cost the industry £350 million every year and the IFB plays a key
role in gathering the evidence against those who try to abuse the
“Working alongside IFED and other UK police forces, more and
more fraudsters are facing the full force of the law.
“If you suspect anyone of committing insurance fraud, you can
report them to the IFB’s free and confidential Cheatline on 0800
422 0421 or online at
IFED was set up with funding from the insurance industry to
combat an area of criminality valued at £3 billion per year,
working out at £50 per policy holder.
Since its January launch detectives have made more than 120
arrests across the UK, in particular targeting the organised crime
behind car insurance fraud and opportunistic fraudsters who are
submitting bogus claims to make some easy money.